Today, a credit card is a necessity, but it could lead to financial disaster.  People need to understand percentage rates and the actual cost of borrowing.  Unfortunately, our schools require algebra, but do not teach personal finance and the risks involved with credit card use.  I do have more than one card and try to keep my balance to a minimum.

Stir It Up by Bob Marley.

October is the best time of the year.  Cool clear mornings and warm afternoons.  The fall is my favorite for sure.

They say "if you don't have your health, you don't have anything".  I believe this is true.

I do, but in reality the news causes me stress and anxiety.  I often thought how at ease I would be if I was not reminded of the drop in the stock market or the crimes in our streets.  I am sure I would feel a lot better about my country as well.  Think about it.

I say, "Three Strikes, You're Out".  I don't know if he is gay, but he is doing something out of the ordinary.

Probably not.  You can count on our  liberal media crucifying him.  Too bad.  Another three years with Obama could lead to a third world nation.

**Why haven't the Native American Indians been granted a month of honor and recognition. Let's face it, they were stripped of thier land and culture. If any nationality deserves restitution, it is the American Indian. **

Hockey. The best athletes in the word. Not to mention, well spoken and rarely in the police blotter. Go Rangers!