2 Answers

Trust me, credit card companies will send you credit cards even if you filed bankruptcy. Take ONE. Use it wisely and pay it off each month. Every now and then, let a few dollars ride. Like if the amount owed is $50, pay $45. Credit card companies give a better credit score for that than the person who pays the full amount every month. Again, do this only every few months just because you pay a finance charge on outstanding balance. The finance charge on $5 or $10 is not going to be a lot for the cost of building a good credit score. Pay all other bills on time and avoid late fees or missed payments at all costs! Always keep your revolving line of credit low. Even if you don't use it, other agencies see it as debt.

15 years ago. Rating: 2
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I don't know because I never ever had one, yippee. What I can't afford I don't buy. I save up and buy it. I don't owe money to anyone, it all belongs to meeee...

15 years ago. Rating: 0
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