1 Answer

Depending on where you are  the fee is about 350 in cash ,no checks . Credit couseling is required thats about 75.00 you get apaper proves you took the class. Go to the bankruptcy place and say I wish to file a skelton bankruptcy ,which means you bring all the rest of the paper work in later. I helped a friend do all this fileing in about 7 hours with no prior experience at all . Most will tell you it cant be done ,but I did it and most likely you can to. For this part you dont need a lawyer but you should know more than 50 % of self filers fail to complete the process. This buys you 120 where every one must go to their cornors and play nice during this time you should get council  and have the proper help as exempting things gets complicated