1 Answer
In general
It does depend on the type of negative information but here is a breakdown of how long different types of negative information will remain on your credit report:
- Late Payments - 7 Years
- Bankruptcies for Completed Chapter 13 Bankruptcies - 7 Years
- Foreclosures - 7 Years
- Collections - Generally, about 7 years, depending on the age of the debt being collected.
- Public Records - Generally 7 years, although unpaid tax liens can remain indefinitely.
Each state sets it's own laws. You would have to check your state law.
http://www.creditinfocenter.com/creditreports/cr_time.shtml
| 12 years ago. Rating: 3 | |
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