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    how long can a credit card collection keep reporting on your credit

    0  Views: 376 Answers: 1 Posted: 13 years ago

    1 Answer

    In general


    It does depend on the type of negative information but here is a breakdown of how long different types of negative information will remain on your credit report:



    • Late Payments - 7 Years


    • Bankruptcies for Completed Chapter 13 Bankruptcies - 7 Years


    • Foreclosures - 7 Years


    • Collections - Generally, about 7 years, depending on the age of the debt being collected.


    • Public Records - Generally 7 years, although unpaid tax liens can remain indefinitely. 


    Each state sets it's own laws. You would have to check your state law.  


    http://www.creditinfocenter.com/creditreports/cr_time.shtml



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