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    3. Should a spouse be included on a mortgage loan
    Should a spouse be included on a mortgage loan

    Should ones spouse sign a mortgage

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    +2  Views: 788 Answers: 7 Posted: 14 years ago
    Tags: legal or law mortgage obligatons
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      7 Answers

      There isn't a need to, and there are good tax advantages when one passes if set up properly.
      14 years ago. Rating: 3
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        streetcar

        The question was not to reflect on marriage or how legal obligations would be left for your spouse, i.e., taxes, house payments, etc. Ideally, your insurance would cover this but what if you don’t have enough.
        commented 14 years ago
        FreedomFighter

        Don't have enough what? The house would pass to the spouse tax free, and the cost basis would be what it transferred at, not at what was originally paid for, thereby saving potentially thousands in capital gains when sold.
        commented 14 years ago
        Sure, as long as the spouse do not have bad credit.
        14 years ago. Rating: 5
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          they live there dont they
          14 years ago. Rating: 5
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            Yes - i think it is a good thing to include both parties on a mortgage loan. Marraige is all about sharing.
            14 years ago. Rating: 4
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              This is a personal question that only the couple involved can answer for themselves, as they know their situation better than anyone else.
              14 years ago. Rating: 4
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                Your spouse need not be included on the mortgage.
                14 years ago. Rating: 3
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                  We are not Muslim yet, of course your partner is included ,togetherness is 50/ 50.
                  14 years ago. Rating: 2
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                    leeroy

                    Lol, great one.
                    commented 14 years ago


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