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    my parents passed in 2009 and i'm living in their home and paying the mortgage. if i change the mortgage into my name will the payment going up? or should i keep paying their mortgage.?

    i want to change it so i can file the taxes that i been paying on this house

    0  Views: 846 Answers: 3 Posted: 11 years ago

    3 Answers

    Are you sure there was no mortgage insurance a lot of banks make it mandatory now. Otherwise they will try to raise the interest rate for sure if you put it in your name. You might be able to just add your name without any penalties. I would keep it the way it is for now and ask a lawyer, they have free consultations. Because you will lose a lot tax wise.
    That depends on the mortgage company and how good your credit it.
    best keep it their name,worst comes to worst, at least you credit might be worth somthing


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