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    How does one get a lower interest rate on a home WITHOUT all the costs of a refi?

    +1  Views: 149 Answers: 3 Posted: 8 years ago

    3 Answers

    That's what you need to watch if you roll over the refinancing then they add on a few years, you can be paying a lot more for the loan.
    Be sure the length of the loan and the payments are less or don't refinance.
    If you want a lower rate, you refinance. When refinancing you roll the costs back into the loan and you don't pay out of pocket.
    You have to refinance to change your mortgage interest rate. There is no easy way around in life. Face it!


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