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MANY potential reasons: Have you paid the mortgage on time, has your credit gotten worse, etc.? The most probable answer is that your property is likely worth a lot less than when you bought it... This is a HUGE problem these days due to the mortgage crisis. If the current mortgage amount is more than the house is worth now, it doesn't make any sense for them to refinance. This sucks but it is reality these days, and is affecting a whole lot of people besides you. Your best bet is to try and get your current mortgage holder to modify the loan to better match the current value. A long shot and not easy, but worth a try. I feel for you - good luck.
13 years ago. Rating: 0 | |
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