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You need to be more specific. Are you going through a commercial bank or a credit union? What is your credit score? How long do you want the loan for, in other words, how long before you payback principle? Do you want a mortgage for a house? Do you want the loan secured or unsecured? Conservatively speaking, say you have good credit rating and the loan is unsecured and it is a mortgage. You could get an interest rate of 3.6% if you shop around. The monthly payment for interest only would be $510.00 a month. Then you would need to add aditional monies to meet the pay back of the principle, which would be stipulated in your loan agreement.
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