MarjBrooks
Is it legal in California for an insurance company to raise the rate on the premium for filing a claim on a homeowners policy?
I talked to my insurance company about filing a claim for damage to my home during a windstorm and they told me if I filed a claim they would taise my policy $200.00 a year. I am in California. Thank you.
2 Answers
ROMOS
Colleen
In the USA, there is no cap on insurance premiums. They can raise at will. Most all insurance companies will raise your premium after you file a claim, you are considered an insurance risk then. This happens with auto insurance after an accident also regardless of whether you were at fault or not.
| 11 years ago. Rating: 3 | |
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