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Colleen
State-chartered banks and trust companies are regulated by the Federal Deposit Insurance Corporation and state banking authorities.
Banks with National in the name or N.A. after the name, federal savings and loans, and federal saving banks are regulated by the U.S. Department of the Treasury’s Office of the Comptroller of the Currency.
Federally chartered credit unions are regulated by the National Credit Union Administration.
State-chartered banks that are members of the Federal Reserve System are regulated by the Federal Reserve System. http://blog.usa.gov/post/18850043057/who-over-sees-the-banks
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