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Colleen
HCSA: Health Care Spending Account
http://pretaxhealth.com/faq/what-is-hcsa-health-care-spending-account.html
DCSA: Dependent Care Spending Account
An employee who has to pay for care for dependents in order to work may want to take advantage of the Dependent Care Spending Account (DCSA) plan. Money contributed to a DCSA is free from federal income, Social Security, and Medicare taxes and remains tax-free when it is received. These contributions may also reduce the member's federal tax liability for the year in which they are deducted.
HSA: Health savings account
A health savings account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health .
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