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    my landlord is getting re-possessed how do i stand?

    i have lived at my address for 2.5years and paying my rent but i have found out that the property i am renting is being re-possessed as my landlord has not been paying his mortgage. HELP?

    0  Views: 746 Answers: 3 Posted: 13 years ago

    3 Answers

    I think you may be out of luck.  Why? Your right to live there is predicated upon his ownership of the property.  After repossession has occurred, his right to the property ceases to exist and, hence, so is yours.  You do have a right to sue your landlord though if he signed a lease longer than 2.5 years.  I don't think suing him is going get you any relief  since I am quite certain your landlord probably has very little money left.

    Very often if a tenant is in a property where the landlord fails to keep up mortgage payments then the baliffs coming to change the locks over rides any rights you have as a tenant. Some times a tenancy can be legally binding on the mortgage co but this depends on the date you moved in, the date mortgage took out, if the lender acts in a way that reconises your tenancy etc.


    Sometimes worthwhile speaking to the mortgage co to see if they will allow you to stay once the repossession has gone ahead, however I think very few will probably steer clear as they are concerned that they themselves might set up some kind of tenancy agreement!


    Your landlord has breached the contract because he isnt giving you correct notice etc for you to leave.


    Source:http://www.sheffieldforum.co.uk/showthread.php?t=398404

    Short answer: Very wobbly!



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