5 Answers

Yes, the homeowner's insurance covers the injury.

YEP. That includes the dog taking a bite out of your guests a**.

Yes rhe home owners insuarnce policy will cover it.

it depends.  For example, if a police chases after a thieve into your premises, shoots and kills the guy (and the bad guy survives), he could end up suing you.  Your insurance could end up paying him for the injury first, and could subsequently collect the amount paid from the insurance company covering the police department. This is called subrogation.

As injuries for persons , trades men, professionals  etc. that happen  inside or outside your home  on your property is usually covered by the liability insurance in your  home owners policy.