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Some banks, such as Bank of America and Citibank, offer online bill paying free if you open a checking account. Other banks will offer the service free to customers who maintain a minimum balance, or will charge a fee of $6 or $7. Your bills will still arrive by mail, unless your bank partners with companies that will post bills electronically. However, you can consolidate all your bill paying to one site, saving the time of going to each biller's Web site.
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