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    what if i don"T HAVE A CREDIT CARD

    +1  Views: 461 Answers: 3 Posted: 14 years ago

    3 Answers

    If you don't have a credit card, use cash or a personal check.

    That is a good thing becasue you don't have to worry about credit card scams.

    NOT having a credit card these days might be a GOOD THING.


    It means you don't owe anybody any money.


    At the same time, by NOT having any credit cards, banks and other creditors have no way of knowing if your a credit risk because they have no HISTORY of your managing of your CREDIT CARDS.


    Its a catch 22.



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