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What Does Pending on a Bank Account Mean?
If you check your bank statements online, you may notice that some of your transactions are listed as "pending" rather than "complete." If a transaction is pending, the bank has not yet approved the transaction. Most banks provide you with an available account balance, which reflects your balance minus any transactions that are still pending. Base purchasing decisions on your available balance rather than your entire balance so that you do not accidentally overdraw your account due to pending transactions.
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