I own tow house and have life insurance as well and feel like it is a wast of money each month at $140.00 pe rmonth (two kids 12 an 14) sorta feel like I don't need it anymore. Especially since we have a non smoking insurance paln and my husbnd smokes na dif he passed they would check for smoking and then I am hooped I really wnat ot cancel and not pay out hte ass for the smoking premiums.? I don't know insurance seems a waste of money.
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Funeral cost are several thousand dollars.. Even a very inexpencive funeral will cost 5-7 thousand. You also need to think about how taxes will be piad on your home that you own while your family in in berevment. AS well as college and weddings and things you will not be there to help with.
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