When you get the foreclosure notice from the morgage company, you must reply to them with in 30 days of said notice. After the 30th day they will issue an order to vacate which will be issued by your local sherrifs office.You can then ask for a hearing with your local magistrate court, they may or maybe not grant you another 30 days. When the bank sales said property you have 48 hours to vacate said property. This whole matter could take from 45 days to 3-6 years. With the economy in the shape it is in now and the way the realestate fallout is it might take 3-4 years.

Good Luck