close
    Can a merchant take my credit card if the transaction failed and said to pick up card? If so, is it legal?

    0  Views: 1532 Answers: 1 Posted: 10 years ago
    Tags: creditcards

    1 Answer

    Usually the merchant takes the card to process the transaction at the time of the purchase. If the transaction doesn't go through they should hand the card back to you and the purchase is void. You don't get the item you wanted to purchase, they give you back your card. There is no reason for them to keep your card - unless they believe you stole it and even then they should call the police to investigate - not keep your card.


    Top contributors in Business & Finance category

     
    ROMOS
    Answers: 97 / Questions: 0
    Karma: 4305
     
    Colleen
    Answers: 215 / Questions: 0
    Karma: 4020
     
    Benthere
    Answers: 1 / Questions: 0
    Karma: 1905
     
    Ducky
    Answers: 35 / Questions: 0
    Karma: 1890
    > Top contributors chart

    Unanswered Questions

    446749
    questions
    717126
    answers
    675655
    users