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If you are in the United States, it is recommended you go to your local Social Security office 90 days before your planned retirement day to start the procedure. They will discuss your options and make recommendations as to your best options. Calling ahead to get an appointment is a good idea.

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I do not know what country you are in ,but in Aussie they say 6 weeks prior to your date start submitting your paperwork,,However Centerlink will not start work on it until your retirement date,,i put mine in 6 weeks before,and received my first pension payment 10 weeks later,however they did back pay..>>>>>>>><<<<<<<<...best of luck mate..

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