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An ACH debit is a method of payment that allows companies to electronically withdraw fundsfrom your bank account using your bank routing number and your account number. You are the only one who can give authorization for an ACH debit to occur, at which time the authorized amount is deducted from your account.
Read more: What Is ACH Debit? | eHow.com http://www.ehow.com/about_5229147_ach-debit_.html#ixzz27IkwDzDy
http://en.wikipedia.org/wiki/Automated_Clearing_House
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