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    FORECLOSURES

    FROM THE TIME YOU STOP MAKING PAYMENTS ON YOUR CONDO (BANK) WHEN DOES FORECLOSURE PROCEEDING START AND ARE YOU NOTIFIED AND DO THEY GO AND TAKE YOUR BELONGINGS INSIDE...AND ALSO IF YOUR CONDO FEES ARE LATE WHAT HAPPENS TO ALL AND THE UNEXPECTING THAY I AM NOT AWARE OF AT THIS TIME

    0  Views: 752 Answers: 1 Posted: 13 years ago
    Tags: foreclosures
    Imsmartnsoru

    Maybe I can help. This would be to long to explain right now for me, i really have to go a get some sleep. I been through it all. You are taking the right steps by asking questions. Know how this process works can remove fears. Make sure you ask someone who knows. I just want to take sometime to maybe give you some hope, by telling to you what good thinks happened, which would make a person feel not alone.

    Imsmartnsoru

    I will try to be short to the point. You will find that help will come from places or people that are complete strangers to you and you will wonder "How did they hear about us?" Most of what you will need will come this way, it did for me. I do want to say anything bad about your family of brothers and sisters, Mom and Dad will be there for you if they are healthy and still on this earth.

    Imsmartnsoru

    Most ,I should say all my family completely disappeared. I never heard from any of them for 10yrs. I'm tired, can't spell right now.They never once called to see if they could help or "How r you? How are you holding up? I hope this is not the case for you. My in-laws on the other hand did what they could being on a fixed income. But they were very helpful. This is what I have to say,and if you want to survive, believe this.< All things lead to Good, NO exceptions.> Your nights in shining armour will arrive, not mos. ahead, not weeks ahead, but just at the very last second.

    Imsmartnsoru

    Maybe 30 mins. if your lucky. I'm telling you right front, your going to need Faith and a Sweatheart of a spouse to get through what I hope does not happen. Your needs will always be provided for you, maybe a better job, this part will not be known, how is this all going to turn out? Lots of fear. Must have Faith to help. After everything you go thru, and maybe during this hard time as you go thru it, you will see little Miracles. Look for them, they are coming your way, I kid you not.

    Imsmartnsoru

    Bankrupties law have changed since I went thru it. No, whatever happens you are left with a certain dollar figure for your items that you are allowed to keep. Maybe $4,000 for clothes, which isnot going to happen, nobody wants your clothes.A dollar figure for your furniture, nobody wants your furn. neither. The bank does not want your house,so what ever you can do to make that happen,doit.

    Imsmartnsoru

    Always keep close contact with the bank. Insist in speaking to a higher up at the bank. Stay away from the young ones right out of college, they have no wisdom, Show the bank what kind of person youare and have been. Just alittle more trust that you show them, your forcloser letter may go futher deeper in the pile, delaying it once again, giving more time for these gifts I talk about.

    Imsmartnsoru

    No they don't handcuff you and throw you out on the streets. That's for you to see ,not your spouse. Get facts, so no one's imagination goes wild. I either scared you to death or helped. I hope I helped.

    Imsmartnsoru

    One other note: The Banks are in such a "tiszy" , they are way over loaded with foreclosers, they pick Who owes the most money, and they work down from there.I went a year and a half after my forecloser letter one time.Because of That delay, is was able to file Chapter 13 again delayingthe forcloser for several more years. That gives you Hope and time for that better job waiting for you or your spouse so you can get out of this mess.

    1 Answer

    Answered.....for sure!               :)



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