Not all real diamonds are milky in the center. If it is, it is a poor quality diamond. Most diamonds have some tiny imperfections that can be seen through a 10 power loupe. A good diamond is almost flawless and the color is brilliant but even a flawless diamond may have the tiniest imperfection. The best ones are GIA rated then you know that they are real, the are certified. Take it to a jeweler that you can trust and that would be the best way but you will, most likely, have to pay for the appraisal and that usually depends on the size of the stone. Good Luck!

Call your attorney, he/she should be able to get it for you.

I doubt it as the values of all properties have gone down and continue to do so and will for some time to come. You can go online to the property appraiser of your county and look up your home and see the appraised value of it. You can also go to www. Zillow.com and type in your address. They give pretty good estimates of the worth of your property. Good Luck!