close
    1. Home
      2. ›
    2. Uncategorized
      3. ›
    3. Is it legal in California for an insurance company to raise the rate on the premium for filing a claim on a homeowners policy?
    Is it legal in California for an insurance company to raise the rate on the premium for filing a claim on a homeowners policy?

    I talked to my insurance company about filing a claim for damage to my home during a windstorm and they told me if I filed a claim they would taise my policy $200.00 a year. I am in California. Thank you.

    Answer this
    0  Views: 242 Answers: 2 Posted: 10 years ago
    Tags: california homeowners insurance law
    Comment this question

      2 Answers

      I live in the UK and insurance companies rule the roost, they do this all the time, good luck.

      10 years ago. Rating: 4
      Comment this answer

        In the USA, there is no cap on insurance premiums. They can raise at will. Most all insurance companies will raise your premium after you file a claim, you are considered an insurance risk then. This happens with auto insurance after an accident also regardless of whether you were at fault or not. 

        10 years ago. Rating: 3
        Comment this answer



          Did this answer your question? If not, then ask a new question.

          Top contributors in Uncategorized category

           
          ROMOS
          Answers: 18061 / Questions: 154
          Karma: 1101K
           
          Colleen
          Answers: 47270 / Questions: 115
          Karma: 953K
           
          country bumpkin
          Answers: 11322 / Questions: 160
          Karma: 838K
           
          Benthere
          Answers: 2392 / Questions: 30
          Karma: 760K
          > Top contributors chart
          453192
          questions
          720057
          answers
          758131
          users