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They cut out the unnecessary things like going out to dinner when they can cook at home. They do not go to the movies, they wait for the movies to come on TV. They do not take fancy frivolous vacations. They do not buy a car that is costly to maintain, repair and insure. They do not have more than one credit card and they only use it in emergency. If used, they pay off the balance the first month. These are just some ideas on how to save. Do not spend beyond your means. Another way to look at finances; outside of a house or car, if you can not pay cash for it, then you can not afford it.
11 years ago. Rating: 7 | |
Very sage advice. Pretty simple formula, when you get right down to it. The problem occurs when people believe that they are "entitled" to certain things instead determining whether they can afford them.
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