3 Answers

Compared to when?

Less than it is today, I suggest you put it in something that will increase in value over time and that can be sold in small chunks or that can be rented. Trailer space lease is pretty good if your part is not involved with tenant management, unless you are into that. I think in terms of retirement money. 

Beth, your question makes little sense.  First of all, use the term correctly: Present Value of $92.080.50 to be received in March, 2012 at the (interest) rate of 3.75%.  You know the future date, the rate, the final amount, all you have to do is discount the final amount all the way to today's value (which is substantially less than the final amount of $92,080.50).

Now someone with a HP 12-C calculator can do the discounting calculation for you.